I have close to 20k of unsecured credit card debt from different creditors. Some of them have been willing to cut the balance in half in order to settle the account. Should I attempt to individually settle with them? Or do I take out a consolidation loan for 20k?
Which option is more advantageous - consolidating credit card debts or negotiating with each creditor?
I went through this about 10 years ago after my late Wife passed away and I went for the settlements, it saved me several thousand dollars.
Which option is more advantageous - consolidating credit card debts or negotiating with each creditor?
If the creditors are willing to work with you, work with them. I don%26#039;t believe that people solve debt problems by obtaining more debt.
::Atleast they are willing to settle with you, I am going through a similar problem, though I owe much less, and the creditors will not work with me because I don%26#039;t owe them enough::
Which option is more advantageous - consolidating credit card debts or negotiating with each creditor?
do iy yourself for free
www.creditinfocenter.com
buddhibbs.com
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