What can you do if a summons is received for an answer on a credit card debt?

Whatever you do, don%26#039;t ignore it.

For some states / counties, you have to send a written answer to the complaint to both the court and the plaintiff (the person / company who sued you). In other states / counties, all you have to do is show up at the court date. The summons that you received should tell you exactly what you have to do. If you have any procedural questions, you can always call and talk to the court clerk.

What can you do if a summons is received for an answer on a credit card debt?

Show up for the court date - you%26#039;re being sued.

What can you do if a summons is received for an answer on a credit card debt?

call the bank or meet the creditor in person that you are unable to pay your debt in full. Discuss how they can help you to settle on monthly basis

What can you do if a summons is received for an answer on a credit card debt?

Once you have received the summons, it is too late on your part to do anything but show up.

They can and will win a judgment against you and can do any, or all of the following:

1. Garnish your wages

2. Freeze your Bank accounts

3. Come after all of your tax returns

I just went through this, it is not pleasant. But, hind sight, I should have just paid what I owed.

Good luck

What can you do if a summons is received for an answer on a credit card debt?

REspond. Show up in court. YOU are being sued, and IF you stupidly don%26#039;t show up, they get a judgment against you for the debt, plus court costs and attorney fees. Debt grows!

If you owe this, you might try talking to them, to see if you can settle the debt for a smaller amount, if you can come up with lump sum, and avoid the court costs, or set up a payment plan.