Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

The judgement was issued in Michigan and since that time I have moved to Florida.

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

No %26amp; Yes...

No ... in that if the government wont collect on that debt. The only debts that the government will collect on is Taxes Owed(Federal/State), Student/Government loans in default and Child support. They wont get involved with a civil matter normally.

Yes ... The only time I have seen Tax returns garnished to pay a credit card debt is when the return is done through a Tax Professional and the money is channeled through a bank after you receive a financial package like a RAL or IRAL. In such a case your tax return is seized by the funding bank (Household Bank or others) that funded the original advance portion of the return, for the purpose of settling part or whole of a debt owed to one of its affiliates. The banks in that case act like debt collectors. However in this case since the money is seized before it gets to the Tax Professional and you would end up owing the Tax Professional for the amount they would have deducted for preparing the tax return that you had the refund seized from.

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

Yep

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

no . a cc debt is a civil issue they can if you had gone to court they can threating but that is illgeal.My bf does that for a living and if he threats that he can get fired for that. they can just damage your credit rating and how u spend your money is up to you

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

Yes they the company may garnish your wages or by law they could take your tax refund. Although, it may not be this year, it depends on how long ago the Judgement was filed.

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

The refund cannot be garnished directly from IRS. If you use a refund anticipation loan provider thru H%26amp;R Block or Jackson Hewitt or whatever, they may have an agreement to collect debts for third parties. If your tax refund money is sitting in the bank, it can be garnished from the bank account - but to do that, the judgment must be domesticated in the state where the bank is located. (e.g., if the $ is in a bank account in Florida, the creditor would need a Florida judgment to collect. There is a procedure for registering out-of-state judgments - but you should have received notice if that was happening.)

Chances are, the refund will be safe from the creditor.

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

this is what i found for you-----------Michigan Wage Garnishment

Federal statute limits withhold up to 25% of disposable earnings per week, unless the debtor%26#039;s earnings are at or near the minimum wage, 15 USC 1673, in which case no withholding is allowed.

Time Limit: Garnishment writ expires 91 days after issuance, MCR 3.101(B)(1)(a)(ii). A new writ must then be issued and served.

Stay of Wage Garnishment: Courts may grant the debtor an %26quot;installment payment order,%26quot; MCL 600.6201, MCR 3. 104(A), which bars wage garnishment, provided that the debtor pays as required by the order. Such an order does not prevent garnishment of bank accounts or income tax refunds. MCL 600.6245, MCR 3.101(N). Some courts nevertheless do not allow any garnishment while an installment payment order is in effect.-------------------- Florida Wage Garnishment

Florida Statutes, chapter 77 outlines very strict procedures for garnishment. Florida Statutes 搂222.11 offers a significant exemption to wage garnishment known as the %26quot;head of family%26quot; exemption. Effective July 1, 2001, the judgment creditor is required to serve a notice of rights to the defendant upon receipt of the employees answer with a form for the defendant to fill out to claim exemptions.

Can my Federal tax refund be garnished for a judgement I against me for credit card debt?

No. IRS only collects for Federal Agencies. But, Mr. Patas is right, watch out for those RAL banks.