i have two credit card and have fallen behind on payments, im really behind on money right now! what should i do!!
Can anyone give me some tips on how to stop credit card debt?
You know the answer: quit swiping plastic and pay off the balances. Its called self-control.
Can anyone give me some tips on how to stop credit card debt?
shred the cards
Can anyone give me some tips on how to stop credit card debt?
1. STOP USING THE CREDIT CARDS.....chop them up
2. Get a second job to help pay off those debts
3. Once you get them paid off DONT APPLY for new credit cards....get secured and/or DEBIT CARDS
.....
Can anyone give me some tips on how to stop credit card debt?
I would consolidate them into one new credit card that offers a good deal, like 0%- 5.99% for a specific time frame. That lowers the monthly payment, and its only 1 bill instead of 2 or more.
Can anyone give me some tips on how to stop credit card debt?
The first thing you should do is call the credit card company and apprise them of your situation. Stop using the cards too and make more than the minimum payments. The minimum payment will take years to pay off, but even by paying $50 more a month will help. Also, if you pay once every week or two, there will be less interest charged.
If your monthly payment is $100, then make a weekly payment of $25. Your monthly payment will be made and you will be charged less in interest.
A second job will help things out a lot. There are lots of ways to save money to put towards paying off the debt. Don%26#039;t go out to eat. Shop for cheap foods and cook at home. Ramen, hotdogs, macaroni, fruits, vegetables are all good cheap foods. Stop paying for things you don%26#039;t need like movie rentals, clothes, books, etc. Stay at home more often so you won%26#039;t spend money since you%26#039;re not out.
If you have to go out, go to places and do things for free. Go to the book store and read there but don%26#039;t buy anything. Bars have good entertainment and a night of entertainment can be cheap if you only order a drink or two. Parks are good, walks down town, window shopping, etc.
Can anyone give me some tips on how to stop credit card debt?
1) Pay that date which carries higher rate first
2) Go on paying in each card the minimum
3) Try to enhance your income
4) Reduce your expenses
5) Finally, keep only one card .. use it only to facilitate %26quot;mode of payment - card type%26quot; purposes
6) Avail a regular loan from a financial institution, if need be.
Can anyone give me some tips on how to stop credit card debt?
You have credit card debt, and you wan to pay it off as quickly as you can. We will assume that you are going to stop creating more debt. You have changed your ways. You also understand that paying credit card%26lt;!--balances with a consolidation loan or rolling it into a mortgage isn%26#039;t paying it off. In fact, paying a lower interest rate, but paying on the debt for many more years, usually means paying much more, not less.Okay, so you really want to be rid of that credit card debt.
http://bestcreditcards.freehostia.com/Cr...
First, you have to understand that not all debt is the same. Of course you know this. Some of your cards have a higher interest rate than others.Find and budget the money to start paying down those balances. If you order pizza every week, for example, you may be spending $60 or $80 per month right there--%26gt;If you are serious about getting those debts paid, you may have to eat $4 frozen pizzas for now. Do what you have to do, and determine how much you can apply towards the debt each month.
Can anyone give me some tips on how to stop credit card debt?
Get organized. Take a look at what you%26#039;re spending your money on and decide what you need to cut in order to spend less than you earn.
Plan on spending less than you earn for every month for the rest of your life because that%26#039;s the only way you%26#039;ll be able to save for retirement.
See if you can reduce the cost of you credit card debt by consolidating, balance transfer, annual fees, etc.
Can anyone give me some tips on how to stop credit card debt?
quit spending money you don%26#039;t have duh!
Can anyone give me some tips on how to stop credit card debt?
Hi,
I used %26quot;Credit Solution%26quot; to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It%26#039;s legitimate.I came across this company on NBC News.Check it out here:
http://doiop.com/creditsolution2
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