Can anyone tell me if a UK Credit card contract can be enforced in Australia and if possible where I can find this in law so that I can show him one way or another.
One of my kids has returned from the UK with a credit card debt and thinks the contract is unenforceable here.
I don%26#039;t know if they will come after him but if he thinks that running from this debt will absolve him from it, he is mistaken. Lenders sell their debts to other companies to collect. I don%26#039;t know if credit card companies do that, but that debt isn%26#039;t going to go away.
The best place to check this out is to look at the card%26#039;s web site. You can even call and ask a general question. I doubt that they will track you down. Give a false name.
Ask your son who he thinks will pay for the debt he amassed? Does he realize that there are other people who use this card who don%26#039;t want to have to pay fees to use it? Does he realize that he used the products and services he paid for with this card and that what he is doing is stealing?
This is really a moral issue and an issue of maturity. I hope you can help him see where his duty lies - to pay off this debt before he amasses any other.
Good luck.
One of my kids has returned from the UK with a credit card debt and thinks the contract is unenforceable here.
Doesn%26#039;t matter if it will be enforced or not. The point is that that your kid charged these credit cards,and he/she OWES the money. These kinds of shenanigans are precisely what costs us, the taxpayers more money in the long run. I urge you to encourage your child to repay the money owed, and to be a productive member of society. How is he/she ever going to learn about these things? Certainly not when his/her PARENT is trying to help to find a legal way out.
Stop. Think about it. If you charge it, You PAY.
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