What happens when a lawyer tries to collect a credit card debt? how can he collect?

can he file a judgment or garnish your wages without making you appear in court?

What happens when a lawyer tries to collect a credit card debt? how can he collect?

No one is going to issue a warrant for your arrest.

If an attorney files a lawsuit against you, you are then served with the complaint.

If, and only if, you fail to answer within thirty days of service, you will be defaulted. The credit card company%26#039;s attorney will then request a default judgment against you.

Once the default judgment is entered, he can try and garnish your wages or attach your bank accounts if he can find them. He can also request a judgment debtor examination that has to be served on your personally. This requires you to appear in court and testify as to what assets you have and where they are. If you don%26#039;t show up for this and the attorney can prove that you were served, usually by a sheriff, then a warrant can be entered for your arrest but this will be months down the road.

What happens when a lawyer tries to collect a credit card debt? how can he collect?

Oh if you don%26#039;t appear in court, they issue a warrant for your arrest..so pay up...dude!!

What happens when a lawyer tries to collect a credit card debt? how can he collect?

Garnish your wages or reposses assets, put a lien on your house if you have one.

What happens when a lawyer tries to collect a credit card debt? how can he collect?

He can file a lawsuit against you for the amount of the credit card plus other charges such as attorney fees, court cost, and interest. After the lawsuit is filed you are notified of it and you can answer it as to whether you agree with the lawsuit. If you do not respond after that they can file a judgment against you and then can garnishee your wages. The only way to get out of it is to either get them to work out an agreement with you or you file bankruptcy. Good luck!!

What happens when a lawyer tries to collect a credit card debt? how can he collect?

YES: He can get a judgment and have your wages garnish. But he must take the proper steps, He will have to file suite in the municipality where the action is to take place. You will be informed of the court case, you are the defendant. If you do not go, you loose, and a garnishment may be issued.

Upon presentation of the garnishment, your employer is required to adhere to the ruling of the court , or pay fines. If you went to court, the judge will consider your standing expenses, your salary, and give the rest to the lawyer to pay the credit card bill. This judgment will lock the expenses and no interest can be charged and no fees can be added. You are well ahead, any additional income that you can get, you get to keep. If you are not in court, most times the garnishment is for X% of the income before tax. So if you work overtime, you don%26#039;t see anything.

Pay the bills and don%26#039;t dodge the law, you can%26#039;t win.

What happens when a lawyer tries to collect a credit card debt? how can he collect?

no, a judge has to be the one who okay%26#039;s a wage garnishment.