Can I really buy a house without downpayment, even with a credit card debt?

Yes, but it is STILL going to cost you about 5% in cash for closing costs, utilities deposits and moving in.

Credit card debt and payment history are the single biggest factor in determining whether you get the loan or not.

Can I really buy a house without downpayment, even with a credit card debt?

no way, its just promotional scams when u see that crap on t.v.

Can I really buy a house without downpayment, even with a credit card debt?

Yes

Can I really buy a house without downpayment, even with a credit card debt?

Depending where you live, there should be programs available through HUD. Talk to a real Estate agent, also check into Foreclosures. Some accept good and bad credit, with a low down and some offer nothing down, because your job would be your credit. Go to housing authority and ask them about 1st time buyer programs, where you live. You have to check around.

Can I really buy a house without downpayment, even with a credit card debt?

there are programs out there for first time house buyers that will help you do internet searches like this one

http://search.yahoo.com/search?p=no+down...

Can I really buy a house without downpayment, even with a credit card debt?

The better question, is whether you should. Just because you can doesn%26#039;t make it a good choice. Many people get into a home which they cannot afford, and end in foreclosure preventing them from regaining a home for many years. Better to wait, until you can find something within your price range.

Can I really buy a house without downpayment, even with a credit card debt?

There is no way... You could try %26#039;renting to own%26#039; thru an individual, but a bank will never give a loan in your situation.