Do you feel that finance companies, banks, credit card companies, etc make it too easy to get into d

Does anyone know what the average debt, on credit cards are per family? Do you think that the interest rates are too inflated, making it harder to pay them off?

Do you feel that finance companies, banks, credit card companies, etc make it too easy to get into debt?

Of course CC companies and banks and mortgage companies make it too easy to get credit. That%26#039;s how the make money! And, the worse your credit, the more money they make!

So, what do you do about it? Educate yourself! That%26#039;s the only way. There are few schools and colleges that educate people on personal finance, so it%26#039;s up to YOU to educate yourself!

How do you do that? Go to www.GoldenRocFinacial.com or Amazon.com and get %26quot;Persona Finance 101 - A Beginner%26#039;s Guide.%26quot; That book is used by Brigham-Young University and charter schools to teach young adults -- 13 - 28 years old (and parents of young adults) the basics or personal finance and a bit about investing. In addition, the book covers the rules for credit and bank accounts, how to avoid getting into trouble with debt, and what to do if/when you get into trouble with credit.

Educate yourself, and think outside the box that society and advertisers would like you in...

Do you feel that finance companies, banks, credit card companies, etc make it too easy to get into debt?

No I do not. I think that the only people that are in trouble because of credit cards are the ones that did not read or understand the terms and conditions before they signed the contract or those that simply do not know how to manage money.

In either case the only one to blame is looking back at them from the mirror.

Do you feel that finance companies, banks, credit card companies, etc make it too easy to get into debt?

They like people in debt. But they don%26#039;t have a gun to anyone%26#039;s head.

People need to be more responsible with their money and there wouldn%26#039;t be any problem.

But people are greedy pigs and can%26#039;t stop spending.

Do you feel that finance companies, banks, credit card companies, etc make it too easy to get into debt?

If you cant afford to pay your debt than dont charge up your credit cards and you wont be paying inflated interest rates.

Credit cards were originally for emergency cases...not for a day out with the boys having beer or shopping out with the girlfriends.

If you can afford to buy something...buy it. If you cant...save up for it but dont charge your credit card if you cant not pay it.

Its really not that hard.

Do you feel that finance companies, banks, credit card companies, etc make it too easy to get into debt?

Yes, I do think so.