Credit debt on my fiance?

I%26#039;m thinking of asking my girlfriend to get married. She%26#039;s hinted to me that she has some credit card debt. I%26#039;ve asked her a couple of times how much it is, but she won%26#039;t tell me. Is there some way that I can find this out before I get myself involved in anything big?

Credit debt on my fiance?

cobra is wrong, you do not inherit your finance%26#039;s debt, nor will it effect your own credit history.

First, sit down and discuss this with her. If she can%26#039;t be totally honest and up front about her life, how can you trust her in the future?

Have her pull a copy of her credit report, and both of you go over it and decide what you can do about it. What property/income is she bringing into your marriage?

If she won%26#039;t disclose this, think real hard about if you want to spend your life with this woman.

Credit debt on my fiance?

Legally, no. And if she is not willing to share the info with you I would rethink my decision to propose.

Credit debt on my fiance?

before moving forward i would make sure she is credit worthy and not a credit roach..... once you get married her credit will become your credit ....be wary.... her debt will be your debt....

Credit debt on my fiance?

That should be a clue dude, Don%26#039;t Marry Her.

If you guys aren%26#039;t into full disclosure then what else is she hiding.

Credit debt on my fiance?

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The poster above is correct!

It is not shallow to never marry someone with bad credit.

Bad credit is indicative of immaturity and lack of fiscal responsibility.

This is tied hand in hand with lack of life goals and other emotional problems....

Wow, your father%26#039;s wife just proved my point...now while I would doubt that your girlfriend is a legal felon, I would bet you dollars to donuts that your father%26#039;s wife stole the money because she had unpaid credit card/gambling debts that she could not pay because she was living outside of her means.....I would also bet that she KNEW your dad was able to pay and would have stopped at nothing to obtain that marriage license.

If your dad will, talk to him about your situation and ask for his guidance

Credit debt on my fiance?

Unless you look at her mail.....I doubt you can find out on your own.....That%26#039;s a huge red flag.....There is nothing preventing you from being engaged while the financial arena is not clarified.....just DO NOT MARRY......she could have bills that are scary, like back taxes....or she could be in chexsystems....

Remember, you DO marry the credit score....the in-laws are the least of your worries.....

At the same time, remember that most of us screwed up alot for a long time before we saw the proverbial light and started understanding and fixing our problems.....if you approach it with the %26quot;team%26quot; attitude....she may be more willing to %26quot;fess up%26quot; ..

bad financial records are embarrassing....especially when we learned our lesson....but haven%26#039;t paid off the bills yet.

Credit debt on my fiance?

You are right to be concerned. If you and your girlfriend can%26#039;t be honest enough to show each other your credit reports, you need to rethink the relationship.

Credit debt on my fiance?

Hi,

I used %26quot;Credit Solution%26quot; to settle my debt and improve my credit score .They managed to reduce my debt up to 58%.It%26#039;s legitimate.I came across this company on NBC News Special Edition.Check it out here:

http://urltea.com/31vc

Credit debt on my fiance?

This is a recent phenomena surfacing the last 5-10 years. This has been an issue, especially when people graduate from college, w/huge amounts of commercial debt besides student loan debt.

I am not in full agreement w/Lisa%26#039;s comment above. Studies have shown theat most delinquent commercial debt is the result of medical issues, periods of unemployment, and divorce. Of course the other side of the coin, Lisa%26#039;s statement is true in some cases.

What state do you plan to live in? Is it a state that considers a spouses debt yours, would be a consideration, a community property state.

If it is not a communal property state, for sure legal advisement necessary. Either way, the issue is so sensitive, and a new issue facing many couples, legal advisement may be a good thing either way. You could write the Credit bureaus, see if they will respond. Also the contributor above who stated that the debts made before marrige is correct, but with tougher standards for mortgages now (very difficult to get a mortgage these days), and credit cards, not sure that statement exactly %26quot;on the money%26quot;, worked at a bank, and when we pulled credit bureau reports like that, came up together it was a consideratio. If they came up, w/o spouse, it was not, so, it her name tying to yours, makes, you come up on cr bur reports as Mr. and Mrs. all of a sudden.... it still may effect the both of you, and as to community property states, may make all kinds of issures out of it.

Good suggestion sit down and discuss, was this debt incurred because of irresponsible spending, or a period of unemployment and/or sickness.

One other thing, age of debts. Reporting agencies are required to remove the debts after seven years, how old are the debts, and can you stand a seven year engagement, I know sounds funny, but the whole credit system in the US is bonkers, out of control, and Credit bureaus, actually having control over our lives, whether, or not we get jobs, or housing even.

This is a very interesting question, surprised, maybe I%26#039;m wrong hadn%26#039;t seen this before, but this is actually becoming a consideration in personal relationships in the last several years.

Then there is the old saying ,,,,,,,,True Love is blind,,,,,,,,,,,,

Credit debt on my fiance?

You going to marry her or buy her????

Pre marriage debts are not your responsibility and its her prerogative to let you know if she chooses too.