How do I pay my $2500 debt in credit cards?

I currently am injured and cannot work, I am in college and I have a $2500 credit card debt, that is the total from all the 4 cards I need to pay off. I have very bad credit because I was paying these bills but got sick and injured. Now I want to get a loan and just pay it off and have one monthly bill, but where do I get this loan from with my bad credit, I tried prosper.com but got no bids? Someone please give me a solution. Should I consolidate the $2500 dollars or what?

How do I pay my $2500 debt in credit cards?

If you already have bad credit just dont worry about paying it. The credit companies usually write it off as a loss.Although it goes on your credit report but will eventually go off 7-10yrs.I have many unpaid debts ,all they do is send letters or call nonstop so get a different phone,hope this helps

How do I pay my $2500 debt in credit cards?

no-one will give you a loan.

if you%26#039;re not paying your credit cards, why should anyone think you%26#039;ll pay back the loan?

you can try one of those credit counseling agencies, but i%26#039;ve no idea how helpful they will be.

edit: how%26#039;s your car?

is it front wheel drive?

the first thing to check, is the problem in the wheels, or inside?

put the front end up on blocks, and see if the wheels are true (don%26#039;t wobble) when you run them. don%26#039;t run %26#039;em fast enough to make them shake because of balance, you just want to check to see if they%26#039;re true.

take the wheels off, run the car, and and see if the axles are true.

run them up to speed, and see if there%26#039;s any shaking, or if they%26#039;re out of true.

How do I pay my $2500 debt in credit cards?

Have you tried calling the credit card companies and telling them your situation? You may get lucky and they%26#039;ll try to work with you. If your gonna try to get a loan, which is a good idea because of the interest you%26#039;re paying for the cards, try it at a local bank where you live...they usually have the best rates. If that doesnt work, Id say dont stress yourself over it. Your credit is already bad so just pay what you can on them now and when you get better and can work again, then concentrate on paying them off. Good luck!

How do I pay my $2500 debt in credit cards?

Look at the interest rates on all of your cards - pick the one with the highest rate and pay that down making payments as much over the minimum as you can, while making minimum payments on the other 3 cards. Once you%26#039;re done with that card, take that amount and put it to the card with the next highest rate, etc. etc. until they%26#039;re paid off.

Call the credit card companies and explain your situation and ask them to work with you. Tell them you want to honor your obligation but you%26#039;re in a pickle. They%26#039;ll work with you because they want their money back. Do you know your credit is bad or are you just assuming? See if you can get all cards consolidated onto one - that will make paying it off easier since you won%26#039;t be splitting payments among 4 but putting it all to one; less interest paid too.

DON%26#039;T use credit consolidation companies - all they do is what you can do for yourself and they charge you for it. They%26#039;re all a scam.

The key to paying down debt is just putting as much $$ on the card(s) as you can each month and not skipping any payments - you lose leverage if you do that.

How do I pay my $2500 debt in credit cards?

It is my understanding that you can not consolidate less than $10K. Call the credit card company and maybe they will work something out with you. You should of taken the insurance the credit card offer so that if you are sick/injured and unable to work, they would required a payment for a length of time.

Good luck! Hope you are feeling better now.

How do I pay my $2500 debt in credit cards?

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How do I pay my $2500 debt in credit cards?

Through credit card debt consolidation, borrowers learn how to cope with the previous debts which are in large amount. Debt consolidation works as a panacea to pay off all previous debts from one single manageable loan. Credit card debt consolidation can be used for, elimination of debt, by paying off all previous balances and eliminating multiple credit cards debts. In the UK, there are lots of companies who are providing debt management solutions such as, budget planning, career counseling, debt management plans, and credit card debt consolidation.

Credit card debt consolidation loan is beneficial for borrowers, for example, available at lower interest rate compared to current one, one lender in place of various lenders, one loan in place of various loans, only monthly installment and so on. Credit card debt consolidation loan is not only helping you financially, but also improving your credit history.

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How do I pay my $2500 debt in credit cards?

The common methods to reduce credit card debts are:

- Debt consolidation: This is the widely used technique to settle the card debt. You take a loan which has lower rate of interest to pay off the credit card dues.

- Debt negotiation: You try to make a deal with your lending bank so that you as well as your bank will gain from it. This leads to both the sides gaining in the process.

- Debt management consultation: Contact a debt consultancy and find a solution to your debt problem.

Using either of the above methods will help you in proper management of your credit card dues. This will let you be in charge of your financial situation, rather than allowing your bank to ruin your financial life.