My credit card debt was sold to creditors, should they file arbitration based on these facts?

The balance owed is $1248.66

I am trying to tell them every 2 weeks for the next month I%26#039;ll pay them $312.17

They are demanding I pay $416.22 A MONTH- which makes no sense since I%26#039;m trying to pay them more ($312.17 every 2 weeks is $624.34 a month)

I just got paid this week and am trying to pay them $312.17, but they are demanding I pay the $416.22 since it%26#039;s the end of the month- DESPITE the fact next month they will get $624.34!

Using their %26#039;intimidation tactics%26#039; they are telling me they MAY file arbitration against me despite the fact I%26#039;m paying them- granted I am NEVER GOING TO GIVE THEM MY CHECKING ACCOUNT NUMBER. I am using fedex to send them a money order for the amount which will get to them on the exact day I said I would make my first payment (Tomorrow).

Is this fair? Am I wrong? Are they wrong? Ah-

My credit card debt was sold to creditors, should they file arbitration based on these facts?

it sounds like a scare tactic. arbitration may be too costly for the amount you owe them unless they add that to the amount you owe. your best is to settle with them for $1000 if you have that money now %26amp; state that you want it reflected on your credit report as paid in full.

My credit card debt was sold to creditors, should they file arbitration based on these facts?

They will intimidate you to no end. Just send them something and they can%26#039;t do s**t

My credit card debt was sold to creditors, should they file arbitration based on these facts?

I do not understand your way of thinking. You don%26#039;t get to decide anything. Why pay them $312.17 every two weeks when they are asking you to pay $416.22 a month?

They DO NOT WANT your money every two weeks, so instead of headbutting them just give them their $416.22 a month, which works better for you as well????