Wednesday, July 15, 2009

Should I worry if someone use my address to apply a credit card and then run away from the credit de

As long as they just used your address, but not your name or any other identifing information, (social security number, driver%26#039;s license/state id number or date of birth), you should be okay. If they have, file a police report ASAP. You%26#039;ll need the documentation to fight the identity theft.



When the collection letters start mark them, %26quot;addressee not at this address / return to sender%26quot; and send them back to the collection agencies. The post office will do this for free of you have not opened the envelopes.



Should I worry if someone use my address to apply a credit card and then run away from the credit debt?

No, you will get the annoying collection letters to your address (since that person used it), but other than that, all the debt info is associated to that persons%26#039; social security number. As long as you didn%26#039;t co-sign, then nothing will impact your credit.



Should I worry if someone use my address to apply a credit card and then run away from the credit debt?

Not really. The only thing is that you will recieve the annoying collection letters and phone calls. You may want to suggest to the person who owes the debt to get those letters sent somewhere else.

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