Credit card debt help?

If you are facing high credit card debt, there are several ways to begin dealing with this.

If you own a home think about refinancing or a line of credit. However, if the debt has effected your credit score, this may not work because you can get a high interest rate.

Something else to consider is the debt-snowball method (http://en.wikipedia.org/wiki/Debt-snowba... This worked for me.

Also, try making the most of your money. Find more money to apply to the payments your making every month. Some ways to do this other than getting a second job can be:

1. Cutting off your cable, or at least reducing your package to a basic one.

2. Bring lunch to work everyday and put the money you save towards your debt.

3. Is there anything of value that you are willing to part with. If so, sell it on e-bay or craigslist. CD%26#039;s %26amp; DVD%26#039;s are fair game too, a lot of stores like FYE will now buy your used music or movies.

4. Cut off your Cell phone or down grade your plan, or cut off your home phone line and keep the cell phone.

5. Cook dinner and eat out less.

Hoep this helps.

Credit card debt help?

I%26#039;m sorry, what%26#039;s the question?

Credit card debt help?

Call Consumer Credit Counseling Service in your state; totally not for profit and helped me pay down nearly $30,000 to under $4,000 in 4 years.

Credit card debt help?

keep all credit cards out of your sight. no online purchases either. It would be best if you kept all at home. Do not splurge on luxury stuff. Of course, you would have to define and understand, what%26#039;s your real needs.