If my credit card company wrote off my debt and then sold it to someone else can they take me to cou

me. or is this a scare tactic. this debt belongs to my wife and her ex-husband. we would pay half if he would but he refuses.how can we make him stand good for his part. his name is on the card and his signature on the charges.if not can we get out of paying it.we are not concerned about our credit history its to late for that after our divorces.any imformation or someone we could contact would be a big help because it is a large sum. thank you

If my credit card company wrote off my debt and then sold it to someone else can they take me to court and sue

A write off is just that - they have written the debt off as uncollectible. Do not let anyone tell you anything else. I%26#039;ve been there. Contact the company you originally owed and let them know that you will not stand for the harassment. The cannot legally collect a debt they have written off.

Tell the %26#039;new%26#039; company the same thing.

I have had success with this...again, they cannot LEGALLY collect anything written off. The write off is NOT for tax purposes.

If my credit card company wrote off my debt and then sold it to someone else can they take me to court and sue

Very poor answer. Do you really think someone would pay money to purchase a debt, and NOT be able to collect a cent on it legally? Your answers do far more harm then good! DO YOUR RESEARCH! Report It

If my credit card company wrote off my debt and then sold it to someone else can they take me to court and sue

Loans can be sold to collectors, it happens all the time.

If my credit card company wrote off my debt and then sold it to someone else can they take me to court and sue

Well first off anybody can sue anyone, the real question is whether they have a valid claim and whether they will actually go to the courts.

Here%26#039;s a strategy you might consider.

Probably better that you talk with the creditor than your wife, since you had nothing to do with the original purchases that created the debt.

every time that they call you, don%26#039;t acknowledge or disavow the debt. Say that of course if you actually owe the money then you will want to take care of it, but that you will need them to demonstrate that the debt is valid.

Press them to demonstrate in excruciating detail that the debt is valid. credit card statements, and individual transaction receipts.

Say that you need this because you have to make sure that their claim is valid.

They won%26#039;t have this information, and will eventually go away.

Just be calm, courteous, genuinely trying to work things out with them, but insist that you have to have all the information before you can do anything.

If my credit card company wrote off my debt and then sold it to someone else can they take me to court and sue

Look in your phone book for the Consumer Credit Counseling Service (CCCS). They are a non-profit organization specifically created to help people with debt issues. They though are NOT lawyers. Good luck.

If my credit card company wrote off my debt and then sold it to someone else can they take me to court and sue

Assuming that this debt was not included in the property/divorce settlement (make sure it wasn%26#039;t included as %26quot;all debt%26quot; or some such wording ).

They can try to collect as long as the choose to, a write off is just a tax issue so they don%26#039;t pay tax until they collect. They don%26#039;t sell the debt (you would have been notified and they would no longer bother you), they have a collection agency working on their behalf to collect the debt. (collection agencies get a portion of the money they collect)They can sue one or the other party or both names on the contract. You can only sue the ex for half after they sue you.

Will they sue?...depends on the amount owed, and if you have any assets. If you have no assets, chances are slim that they will waste the resources to get a judgment against someone who has no money.