Can someone please tell me if filing personal bankruptcy will get rid of all my credit card debt?

Also, anyone know of a reputable (tried and true) debt relief assistance or debt counseling company?

Can someone please tell me if filing personal bankruptcy will get rid of all my credit card debt?

Good Morning =)

Depending on your assets(house/car/bank accounts) you may be able to get all of your unsecured(credit card) debt discharged(forgiven) by filing chapter 7 bankruptcy.

Consumer Credit Counseling Service(MMI) helped my sister figure out that bankruptcy was her only option and MMI has been approved by the Executive Office for U.S. Trustees to issue counseling certificates in compliance with the bankruptcy code(needed for court.)

They only charged a fifty dollar fee total to counsel her, give her the needed certification for court and also the follow up paperwork she had to have for her bills to be discharged.

To find out what your options are,call or fill out the form online by following the link below.

Best of Luck to you =)

Can someone please tell me if filing personal bankruptcy will get rid of all my credit card debt?

Filing bankruptcy will get rid of all credit card debt as long as you have stopped using the credit cards before 90 days before you file. Otherwise it is possible some of it can be determined nondischargeable.

Can someone please tell me if filing personal bankruptcy will get rid of all my credit card debt?

It depends on whether you file Chapter 7 or Chapter 13.

The new bankruptcy law makes it much more complicated and you should do as much research as you can before you make a decision. Check out this website which has some useful information which may help you.

Good luck!