I want to focus on buying a house soon, and raising my credit is my main priority. I just got a credit card, and want to know if I should pay my debts off little by little, or at the end of the month for a one time payment. I need the best way to raise my credit score.
When%26#039;s the best time to pay off your credit card debts?
I would pay them off ASAP. The sooner they get paid off, the more likely they will update on your credit report. Your usage of revolving credit is one of the largest factors in your score.
Also, do not apply for any more cards. Inquiries and newly opened accounts have negative effects on your score.
Good luck with your new home purchase.
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