Credit card/ mortgage debts?

I am swamped with credit card debts about $20,000.00, can the companies sue me for none payment? I have too many things happen tome this past months and ontop of it all I%26#039;m also summons for court for froclosure of my home. HELP!! I%26#039;ve tried refinacing but my credit isn%26#039;t worthy enough, I %26#039;ve tried selling but it%26#039;s been 2 months working with these people and no closing date yet, and my time is running out!!! , I%26#039;m also working with mitigation loss, and they are slow also we are still working togther but regardless they cant stop a forclosure. I%26#039;ve run out ofresources can anyone help me please!!!!!

Credit card/ mortgage debts?

You seem to be an ideal candidate for bankruptcy. Contact a couple attorneys, get some price quotes, and you should be able to get a free initial consultation.

Credit card/ mortgage debts?

Yes they can sue, they can get a judgement against your property and in some places garnish your wages, and guess what? YOU get to pay all the fees and charges it takes to collect.

Get them on the phone, work out some type of payment arrangement while things are settling.

You DON%26#039;T need your credit card debt as a lien against property you need to sell to avoid foreclosure.

Credit card/ mortgage debts?

Try bankruptcy chapter 7. Sounds like your best bet if it%26#039;s not to late.

Credit card/ mortgage debts?

you can buy some time by telling your collectors your in the process of Filing bankruptcy!! They may ask for an attorney name tell them you just began you will get back to them,, answer all phone calls don%26#039;t avaid them!! Tell them You Want to Pay !!! Don%26#039;t get to personal!! No matter what they ask you give them the respose I want to pay .. over and over,,!! I would look into local housing help! Some non-profit charities will , can help! It takes work, but do some digging I see you have a computer look some stuff up!!Hope the best to you!!

Credit card/ mortgage debts?

I sympathize with you. Everyone seems to be against those of us who get too deep in debt. They don%26#039;t see the situations that get us into this. I am in debt 26,000 in credit cards. I have missed my first payments on all of them now and have gotten a letter from one that has been late 4 days. I am going to file chapter 7 but have to wait till my refund comes to do the credti counceling thing so I can file bankruptcy if I can find a lawyer to do it free or cheap. Sorry I can%26#039;t help, but my life has been a mess the past year after being stable all my life. Life is really hitting us hard. Good luck to you

Credit card/ mortgage debts?

Chapter 7 bankruptcy is the commonest denotation of bankruptcy. It stands for waiving or canceling of debts that you have incurred. As an individual, you can select between Chapter 13 or Chapter 7 bankruptcy. Selecting between the two is not easy. The bankruptcy court will study your circumstances before deciding which type of bankruptcy is applicable to you. The Chapter 7 bankruptcy is applicable if you have no regular sources