Wednesday, July 15, 2009

How do i find out what my credit score is without having a credit or debt card?

If you have never had a loan or credit card you would have no credit. All three credit reporting agencies give one free credit report a year. (Experian, Equifax, Transunion)



Or there are sites where you can purchase all three at once for about $30.00-40.00. Just be careful of the site. make sure it is secure. (Lock symbol on the bottom, https instead of just http) Wal-mart sells credit reports online.



However you need a credit or debit card to buy online usually.



How do i find out what my credit score is without having a credit or debt card?

If youve never used credit, you probably dont have a credit score. Do you have a social security number?



Using credit raises your score too btw, get a couple and then hide them if you have to, or cut them up.

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